![]() I think people underestimate how much free travel they can accumulate with just some simple planning. I don't mind carrying a few credit cards and spending some time every few weeks to chase a new sign-up bonus to accumulate points. ![]() However, Polaris is IMO inferior to Delta One as a business class product in every way except for the ground experience (Polaris lounge > Sky Club). It's not a problem with United as they allow Global Services members to create an exemption to manufacture saver space on each itinerary (United metal only). Trying to find award availability for business class saver tickets is such a hassle, especially when you travel with someone else. However, I dislike the process of actually burning points. I love to optimize my spend and churn points like crazy. This applies to posts, comments, and private messages. Nor can you promote your own business / website / external survey / social media / blog, or share affiliate links unless specifically asked. index funds and management firms) can be recommended on request, but any personal involvement should be stated. Charities and broad investment recommendations (e.g. in which you or your close associates have a stake. Calling out other members via a top-level post is inappropriate for this sub, as is any action that is likely to result in widespread harassment against the targeted account.ĭo not ask members to contribute to any business, investments, Venmo, GoFundMe, etc. Trolls / deceptive members should be reported to mods. Violators will be banned at the moderator’s discretion. No trolling or gross deception regarding your net worth, lifestyle or employment. Verified members can flair a post 'Verified Members Only' to only receive comments from other verified members.ĥ. Instructions on how to get verified can be found on the sub's FAQ. (Optional) Add proof to your post or verify your post or account with the mods if you plan to make extraordinary claims pertaining to your fatFIRE status (inheritance amount, income, net worth, etc.). This includes career advice questions, ‘rate-my-plan’ posts and ‘can I afford XYZ?’ (Unless XYZ is a submarine - )Ĭomments which criticize someone simply for living a “FatFIRE” lifestyle or making a high income will be removed, and users will be muted or banned at the moderator’s discretion. Posts related to the early stage of fatFIRE should be submitted as comments to the scheduled Mentor Monday posts. Others are welcome to lurk and comment, but are encouraged to spend some time reading the sub’s historic posts if they are looking for instruction or inspiration. This is a community for people firmly on the path to fatFIRE or already there. Early-stage questions belong in Mentor Monday threads. Low effort, gift advice or "ask-a-rich-person" posts, reposts, and cross posts from other subreddits may also be removed.Ģ. If one doesn't exist for your post, it's very likely that your post is not relevant to fatFIRE and risks removal. Discussing investment strategies, expenses, tax strategies, cost of living, and etc. Then again, for the demographic AMEX is targeting with this card, the extra $2,500/year probably doesn’t make a huge difference.Posts should be specifically related to the fatFIRE pursuit and lifestyle - as opposed to regular FIRE or LeanFIRE. I’d say the value proposition of this card dropped for most people today. This discussion here is quite interesting on this topic. There’s a lot of crooked people in the wholesale business (another reason I don’t need the Saks Fifth Avenue credit, since I don’t have to buy any clothing at retail price) and I need American Express to be my advocate when fraud is committed by unscrupulous vendors. That said, this recent annual fee increase does not change my calculus IF the card provides additional protection in the case billing inquiries. These new benefits mean nothing to me and surely do not justify the doubling of the annual fee. The Private Suite at LAX membership (per use payment still required)īut the $200 annual airline credit is disappearing.$1,000 Saks Fifth Avenue credit per year.Complimentary CLEAR membership (for the cardmember + family members).
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